Advances, Systems and Applications
Table 3 Descriptive Statistics
From: Fintech application on banking stability using Big Data of an emerging economy
Fintech First Wave | |||||
Variables | Mean | Median | Maximum | Minimum | Std. Dev |
GDP | 6.24 | 6.86 | 8.84 | 3.80 | 1.95 |
Corruption | 2.39 | 2.50 | 3.00 | 1.50 | 0.55 |
Institutional regulatory | -0.35 | -0.35 | -0.15 | -0.55 | 0.10 |
Bank credit to deposit ratio | 63.38 | 61.88 | 70.52 | 60.87 | 3.17 |
Government Stability | 8.36 | 8.39 | 10.08 | 7.54 | 0.73 |
NPLs | 9.11 | 9.60 | 14.7 | 2.70 | 4.36 |
Z-Score | 14.92 | 15.27 | 17.55 | 10.58 | 2.19 |
Fintech Second Wave | |||||
Variables | Mean | Median | Maximum | Minimum | Std. Dev |
GDP | 6.75 | 7.53 | 8.49 | 3.08 | 1.70 |
Corruption | 2.45 | 2.50 | 2.50 | 2.00 | 0.15 |
Institutional regulatory | -0.33 | -0.33 | -0.16 | -0.47 | 0.09 |
Bank credit to deposit ratio | 75.89 | 75.71 | 78.22 | 73.34 | 1.64 |
Government Stability | 7.22 | 7.81 | 8.41 | 5.33 | 1.18 |
NPLs | 4.64 | 3.70 | 9.98 | 2.20 | 2.84 |
Z-Score | 16.64 | 16.85 | 17.48 | 14.98 | 0.80 |